Disclaimer

The information provided on the website of Aarya Loans Solution Pvt. Ltd. ("Aarya Loans", "we", "us", or "our") is provided for general informational and loan facilitation purposes only.

Aarya Loans Solution Pvt. Ltd. operates as a Direct Selling Agent (DSA), authorised channel partner and loan/financial product facilitator for various banks, NBFCs and financial institutions.

1. We Are Not the Lender

Aarya Loans Solution Pvt. Ltd. is not the lender or financial institution providing the loan, unless specifically stated otherwise.

We facilitate customer enquiries and applications and may assist customers in connecting with appropriate banks, NBFCs and financial institutions.

The actual loan or credit facility is provided by the respective lender.

2. No Guarantee of Loan Approval

Submitting an enquiry or application through Aarya Loans does not guarantee loan approval or disbursement.

The final decision regarding approval, rejection, loan amount, interest rate, tenure, processing fee, documentation and other terms is made solely by the concerned bank, NBFC or financial institution based on its internal policies, credit assessment and applicable eligibility criteria.

3. Interest Rates and Charges

Interest rates, processing fees, charges, loan amounts, tenure and other information displayed on our website may be indicative and may change from time to time.

The final applicable terms will be determined by the respective lender and communicated to the customer through official lender documentation, including the sanction letter, loan agreement or other applicable documents.

Customers should carefully review all terms and charges before accepting any loan or financial product.

4. Eligibility

Eligibility information displayed on this website is for general guidance only.

Actual eligibility may depend on factors including:

• Income
• Employment/business profile
• Credit history
• Credit score
• Existing financial obligations
• Age
• Banking history
• Documentation
• Property/vehicle details, where applicable
• Internal credit policies of the lender

Meeting any eligibility criteria mentioned on our website does not guarantee approval.

5. Information on the Website

We make reasonable efforts to keep the information on our website accurate and updated.

However, product availability, interest rates, offers, eligibility criteria, loan limits, fees and other information may change without prior notice.

Information published on the website should not be considered a binding offer, sanction letter or commitment to provide a loan or credit facility.

6. Multiple Banks and NBFCs

Aarya Loans may facilitate applications with multiple banks, NBFCs and financial institutions.

Each lender may have different eligibility requirements, interest rates, processing fees, credit policies and documentation requirements.

The availability of a particular financial product is subject to the policies and approval of the respective lender.

7. No Financial or Legal Advice

The information provided on this website is for general information and loan facilitation purposes.

It should not be treated as legal, tax, investment or personalised financial advice.

Customers should independently evaluate their financial requirements and carefully review the terms provided by the concerned lender before entering into any financial agreement.

8. Customer Information

Customers are responsible for providing accurate, complete and genuine information and documents.

Aarya Loans shall not be responsible for any loss, rejection, delay or other consequence arising from incorrect, incomplete, misleading or fraudulent information or documents provided by a customer.

9. Third-Party Lenders and Websites

Our website may contain references or links to banks, NBFCs, financial institutions or other third-party websites.

Such third parties operate independently and may have their own terms, conditions and privacy policies.

Aarya Loans does not control the policies, decisions or operations of such third parties and is not responsible for their content or services.

10. Fraud Prevention

Customers are advised to remain cautious of unauthorised persons claiming to represent Aarya Loans or any bank/NBFC.

Aarya Loans does not guarantee loan approval in exchange for unofficial payments.

Customers should not share their:

• OTP
• ATM PIN
• UPI PIN
• Internet banking password
• Card PIN
• Other confidential banking credentials

with any person claiming to process a loan.

If you receive any suspicious communication, please verify it through our official contact details.

11. No Liability for Lender Decisions

Aarya Loans shall not be responsible for a lender's decision to approve, reject, reduce, modify, delay or cancel a loan or credit application.

We shall also not be responsible for changes made by a lender to interest rates, fees, eligibility criteria, documentation requirements, loan terms or disbursement conditions.

12. Credit Scores and Credit Reports

Credit scores and credit reports are generated and maintained by the respective credit information companies.

Aarya Loans does not independently control or determine a customer's credit score or credit report.

Any credit-related decision is subject to the policies and assessment of the concerned lender.

13. No Guarantee of Accuracy or Availability

Although reasonable care is taken to provide accurate information, Aarya Loans does not guarantee that all information on the website will always be complete, accurate, current or error-free.

The website may also occasionally be unavailable due to maintenance, technical problems or circumstances beyond our control.

14. Changes to Disclaimer

Aarya Loans Solution Pvt. Ltd. reserves the right to modify, update or amend this Disclaimer at any time.

The revised Disclaimer will be published on the website with the updated effective date.

15. Contact Us

For any clarification regarding our services, please contact: